Retirement Plan Distributions The slideshow presentation that you would like to view is too large for your current screen resolution. Click here to view to view the slideshow at full resolution. Launch Presentation » Share | Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.