Long-Term-Care Protection Strategies The slideshow presentation that you would like to view is too large for your current screen resolution. Click here to view to view the slideshow at full resolution. Launch Presentation » Share | Related Content Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Assess Your Life Insurance Needs This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.